Housing

FINANCING

CATHOLIC CHARITIES BUREAU

1416 Cummings Ave.
Superior, WI
394-6617

PURPOSE:    
Housing counseling for low and moderate income home buyers, homeowners, pre-purchase, default counseling, home buyer/renter education.  Resource and referral.

ELIGIBILITY:          
Low and moderate income.

FEE:   
No fee for services.

FOUNDATION FOR RURAL HOUSING, INC.

4506 Regent Street
Madison, WI  53705
608-238-3448
888-400-5974 toll free

PURPOSE:    
Specific housing related costs, depends on available funding.  Includes 1 month rent, utility payments, utility financing, mortgage assistance, mobile home repairs, etc.  Grants or loans.

ELIGIBILITY:          
50% of county median income by family size.

FEE:   
No fee for services.

NORTHWEST REGIONAL PLANNING COMMISSION

1400 S River Street
Spooner, WI  54801
635-2197

PURPOSE:    
To assist income eligible people access to interest free, deferred payment loans.  Can help with closing costs, down payments or remodeling costs.

ELIGIBILITY:          
Income guidelines, formal application.

PROPERTY TAX DEFERRAL LOAN PROGRAM

P.O. Box 8912
Madison, WI  53708-8912
Forms - 608-266-1961
Questions - 608-266-1983

PURPOSE:    
To use equity in your home to pay your property taxes.  A loan program which means money will have to be repaid when you no longer live in your home.

ELIGIBILITY:          
Wisconsin resident 65 and older with limited income.

REVERSE MORTGAGE

For information call the Senior Resource Center
634-3000 or 1-800-300-6497

PURPOSE:    
Allows an older person with no mortgage to tap into their homes equity with no repayment as long as they stay in their home.  Could be as a monthly check or lump sum.

RURAL DEVELOPMENT (FORMERLY FARMER'S HOME ADMINISTRATION)

206 Vine Street
P.O. Box 50
Spooner, WI  54801
635-8228 ext. 4

PURPOSE:    
Help very low-income families afford housing and housing rehabilitation.  Elderly can get help with grants that don't require pay back.

ELIGIBILITY:          
Very low income.

SAWYER COUNTY VETERAN'S OFFICE

15872 5th Street
P.O. Box 717
Hayward, WI  54843
634-2770

PURPOSE:    
Home loans.

ELIGIBILITY:          
Must be a qualified veteran.

WISCONSIN HOUSING & ECONOMIC DEVELOPMENT AUTHORITY (WHEDA)

Associated Bank - Hayward - 634-2604
Bank Mutual - Hayward - 634-3707
Community First National Bank - Hayward - 634-4232
Johnson Bank of Hayward - Hayward - 634-2611
People's National Bank - Hayward - 634-2674
For current interest rates - 1-800-862-1043
For further information - 1-800-33-HOUSE

PURPOSE:    
Mortgage loans with a low, fixed interest rate to help low- and moderate-income individuals and families buy a home.  Low down payment, below market interest rate.  Fixed interest.

ELIGIBILITY:          
Income guidelines, formal application.

EMERGENCY HOUSING

FEDERAL EMERGENCY MANAGEMENT ASSOCIATION

Bonny Flora, Sawyer County Housing Authority
634-4280

PURPOSE:    
Emergency shelter.  Rent/mortgage assistance to prevent eviction when other resources have been exhausted.

ELIGIBILITY:          
Person in need.

SALVATION ARMY

Bonny Flora, Sawyer County Housing Authority
634-4280

PURPOSE:    
Emergency shelter.

ELIGIBILITY:          
People in need.

SHELTERS

CASDA
800-649-2921 - 24 hr Crisis Line
 
LCO Oakwood Haven
634-9360
1-877-552-7474 - 24 hr Crisis Line
 
Native American Statewide Shelter
1-800-236-7660
 
New Day - Ashland
1-800-924-4132
 
Sawyer County Safe House
634-4806 Southern Sawyer Co residents call 800-569-4162
 
Time Out
    Ladysmith - 800-924-0556
    Hayward call 634-9221
 
Welcome Home - Milltown
800-261-SAFE or 715-825-4404

PURPOSE:    
Shelter for victims of abuse and their children.  Support groups, referrals and information.

ELIGIBILITY:          
Victims of domestic abuse.

ENERGY ASSISTANCE

SAWYER COUNTY HEALTH & HUMAN SERVICES

105 E. 4th Street
Hayward, WI  54843
638-3320
Southern Sawyer County residents call 1-800-569-4162
LCO
13394 W Trepania Road, Bldg 1
Hayward, WI  54843
634-8934
Senior Resource Center
5th and California
Hayward, WI  54843
634-3000 or 1-800-300-6597

PURPOSE:    
Fuel assistance to pay a portion of household heating costs.  Emergency help is available for those without heat due to a utility disconnect, furnace problem or no fuel.

ELIGIBILITY:          
Income guidelines, formal application.

RENTAL ASSISTANCE

CATHOLIC CHARITIES BUREAU

1209 Hughitt Ave.
Superior,WI
394-6617

PURPOSE:    
Elderly housing.

ELIGIBILITY:          
Must be a senior citizen.

E. FULLER, INC.

5th & Wisconsin Ave.
P.O. Box 349
Hayward, WI 54843
634-2040

PURPOSE:    
FranMar and Shirley Anne apartments.  Provide low income housing for the elderly, disabled or handicapped.

ELIGIBILITY:          
Over age 62, handicapped, or disabled and annual income may not exceed applicable income limit.  Rent is 30% of income.

LCO HOUSING AUTHORITY

13416 W Trepania Road
Hayward,WI  54843
634-2147

PURPOSE:    
Provide rental units and rental assistance to low income Native American families.

ELIGIBILITY:          
Income/family size.  Apply at LCO Housing Authority.

PHOENIX VILLA OF HAYWARD

128 Muriel Street
Hayward, WI  54843
715-234-8299

PURPOSE:    
Independent living housing for persons with chronic mental illnesses.

ELIGIBILITY:          
Verifiable psychological handicap; approval based on research of previous housing/behavioral records.  Rent is 30% of income plus a percent of assets.

SAWYER COUNTY HOUSING AUTHORITY

P.O. Box 791 - Fuller Building
Hayward, WI  54843
634-4280

PURPOSE:    
Provide rental units and rental assistance to low income families, elderly or the disabled.

ELIGIBILITY:          
Must meet income guidelines, formal application.

SAWYER COUNTY NON-PROFIT HOUSING DEVELOPMENT

P.O. Box 331
Hayward, WI  54843
634-3861

PURPOSE:    
Provide disabled and elderly with referral to accessible apartments.  Some subsidy apartments are available.

ELIGIBILITY:          
Must be 62 years of age or over and meet income guidelines.  Formal application.

HOME REPAIRS/WEATHERIZATION

ENERGY ASSISTANCE - FURNACE PROGRAM

Sawyer County Health & Human Services
105 E. 4th Street
Hayward, WI  54843
634-4806 ext. 320

PURPOSE:    
Emergency furnace repair or replacement program for those low income households without heat.

ELIGIBILITY:          
Must be a homeowner and meet income guidelines, formal application.

FOUNDATION FOR RURAL HOUSING, INC.

4506  Regent Street
Madison, WI
608-238-3448 or 1-888-400-5974 toll free

PURPOSE:    
Specific housing related costs, depending on available funds - includes 1 month's rent, utility payment, utility financing, mortgage assistance, mobile home repairs, etc.  Some are grants and some are loans.

ELIGIBILITY:          
50% of county median income.

FEE:   
No fee for services.

HOME IMPROVEMENT PROGRAM (HIP)

LCO
13394 W Trepania Road - Bldg 1
Hayward, WI  54843
634-8934

PURPOSE:  
To standardize homes through renovation and repair. 

RURAL DEVELOPMENT (FORMERLY FARMER'S HOME ADMINISTRATION)

206 Vine Street
P.O. Box 50
Spooner, WI  54801
635-8228 ext. 4

PURPOSE:    
To provide loans and grants for purchase of and repairs to property - roof repairs, septic systems, furnaces, plumbing, electrical, etc.

ELIGIBILITY:          
Very low income.

FEE:   
No fee for services.

WEATHERIZATION SERVICES

Indianhead Community Action Agency
315 W. 5th Street
P.O. Box 202
Hayward, WI  54843
634-5076
LCO Weatherization Program
13394 W Trepania Road
Hayward, WI  54843
634-8934

PURPOSE:    
Improvements to reduce energy costs.

ELIGIBILITY:          
Income guidelines, formal application.

WISCONSIN ENERGY CONSERVATION CORP.

1-800-969-9322 for information

PURPOSE:    
Low interest loan for energy imporvements, switching to Natural Gas for heating equipment and water heaters.  Insulation, doors, windows, ventilation equipment and other energy home improvements.

ELIGIBILITY:          
Current or future Wisconsin Natural Gas customer.

WISCONSIN FUND

Sawyer County Zoning Administration
Courthouse - 10610 Main
P.O. Box 668
Hayward, WI  54843
634-8288

PURPOSE:    
Private sewage system replacement grant program.  Financial assistance to replace a failing septic system.  The septic system must be inspected and ordered before any actual work is done.

ELIGIBILITY:          
Must be a year-round resident and have an annual income of $32,000 or less.